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I’m sure the cost is already much higher than they could afford. Between the bridge itself, the cost of diverting shipping and the economic impact of said diversion.
That's what insurance is supposed to be for, assuming they had it. Getting the insurance company to actually pay out, that's a different story entirely.
Probably the insurance Co telling them to make the filing.
Those assholes can fuck right off. I'm sick of rich people gambling big and fucking me over win or lose. If every rich person can afford one fewer yacht because they are held accountable when they gamble and lose, they would lose nothing of value.
Plus loss of human life.
Then they get to liquidate some assets to pay for the replacement costs.
The crew looks like they went to the extreme to avoid the collision, contacting as many authorities as possible to try to save human lives. I feel bad for them because they did everything possible and it still ended in a disaster.
It wasn’t their fault the boat was ill maintained and lost power at a critical moment. The company can bear the cost.
Don't forget the workers lost as well. Not sure if that would have to go through different civil suits.
According to my reading of the article, assuming the limit is upheld, the worker's families would be getting the money that comes out of this. The bridge and port would be the losers.