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I would rather make the police union responsible. It's the only union Republicans care about and the only union that exists in part to oppress union organizers.
The second the police union has to start footing the bill, you'll suddenly see a whole lot of cops being fired and accountability for behavior materialize out of the ether.
You'll also see a whole lot of violence in the streets, too, to be clear. Cause if theres one things cops just cant fucking stand, its being held accountable, and they'll burn the entire system down to prevent it..or, failing that, out of spite.
Fat chance. What's more likely is that you'll see new laws pop up making it illegal to sue the police. These dirtbags aren't giving up their control.
Good. Fire the thugs and lock them up
They'd pay in higher insurance. Or by not hiring people who make their insurance go up.
But yeah, they should foot the bill somehow, too.
I guess I'm just not happy with the idea of some insurance company taking the hit. It still doesn't hit cops directly enough even if their rates go up. Start making the union pay and maybe the union will make their members get in line.
The advantage of having officers carry malpractice insurance is the same as it is with doctors. Eventually, the premiums to insure a bad officer get so high, no one is willing to pay them. Or, they simply uninsurable, as no company is willing to take on the risk. It also means there will be a large and politically connected organization (insurance companies) which have a financial interest in collecting data on bad police officers. Sure, that should be the government's job, but since we know that's not happening, why not exploit corporate greed for a positive thing?
Take it out of their pension fund.
Oh now that I like.
ACAB - all cops are broke.
Real reactionaries too
Yeah, well, you know, that's just, like, your opinion, man.
Insurance companies screw over everyone. That's what they do. I'm okay with them sharing.
Insurance companies are never mandated to take a policy - pushing up premiums is an effective way to discourage future bad behavior.
If they paid in being more cautious about hiring shitty cops I'd call that a win... while ACAB, some are definitely much bigger assholes.
We say ACAB because any high school kid knows what lunch table has the bullies. When it's matters of life/death/power imbalances, there is a moral obligation to sound the alarm on that table.
But no cops ever seem to call out the psychopaths with guns amongst them. And in a position of power, that is just as bad.
One bad apple spoils the whole bunch.