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There are apartment buildings in my city of Houston where the base units rent for north of $10k/mo. Housing is cheaper (relatively speaking) but you don't get the kind of access or amenities that these spaces provide. If there are criminals in these units, its all white collar crime. Nobody is stealing catalytic converters to pay rent at the Riverway Plaza.
Live in a nice upscale spot and you'll enjoy the apartment lifestyle. Live in a falling over money pit and you'll hate home ownership.
The great thing about parents is that they've already paid off their mortgage (or near enough) that they financed on a property purchased decades beforehand. But the down payment on a house costs more (even in PPP adjusted dollars) than the whole unit would thirty years ago.
That's not a rich-guy / poor-guy problem, its an old-guy / young-guy problem.
Most cities in the South stink. Our suburban school district is the best in the state. Very little crime. My house is the correct size thankfully. I can afford it.
10k/month for an apartment. Lol. That is a rich guy thing. My mortgage is $750/month.
I don't like all the people everywhere anyway. Whatever floats your boat.
Amazingly my parents house and my house cost the same at purchase. $130kish. A lot of things fell into place for us to be able to buy a house. I did get lucky.