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Millions are not a lot.
I'd buy inner city housing complexes and transfer them to cooperative ownership, with all rent money going towards upkeep and a collectively-owned fund that will be used to bring more housing into the cooperative over time.
Only the inhabitants collectively can decide what to use the fund for, but the by-laws of the cooperative will not allow selling of real estate or drawing from the fund individually.
In the long run, that'll remove more and more living space from the predatory profit-oriented housing market and take financial pressure out of the lives of many people.