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What's the difference?
Retirees are using money they saved, SS, pension etc that they earned during their working years, and I understand NEETs to be adults young and capable but disinterested in working/training, whether they have income/savings/pushover parents/sugar-parents.
So it's basically just a judgment call of whether someone "deserves" to avoid working, because of having had a job in the past? To me it's basically the same if people are living the same sort of life, because those sorts of judgments are not a good way to consider a person's identity. It's only natural to not want a job and the main question is whether you have the means to avoid being coerced into it, people who have the means are really in the same category.