The US healthcare system is so broken⦠In Europe government pays nearly everything necessary for the injured or ill people. Kick out your clowns.
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This comic is such bullshit.
Ambulances are $3k, minimum. If you need helivac you're look at $20-30k.
Due to reasons I took an ambulance ride. For one and a half miles. From one hospital to another. They billed my insurance $6K
what the fuxxx
Didn't factor in the hospital bill, the doctor bill, the nursing staff bill, the ems bill, the er doc bill, or the overnight fees... and then there'll still be more and all separate.
The paperwork bill for generating all the paperwork. The admin bill, to review the paperwork. The convenience surcharge, for the cost of generating paperwork.
I wish it was only $1400. My last ride was $3400 for 8 miles. Even more crazy is my plan is $3600 a month for a family of 4. Kiaser HMO.
Whoa, I heard that in the US you have to pay for an ambulance, but $1,400? And this is with insurance?
$1400 is unrealistically cheap to the point where Iβm pretty sure itβs part of the punch line here
That's without insurance, with insurance it depends. You can have a high deductible and pay that much, but a good plan if it's necessary medically then it should be 0 to a 100 ish payment but sometimes you'll have co-payment so it's still like couple hundred.
When I was in college and on my own for the first time I tripped on the stairs and tore a ligament in my foot. I thought I'd broken something and the school called an ambulance. The ambulance drove me 1 mile to the hospital, where I was given an ice pack and crutches and then turned out with no way to get home (I had to hobble my way to a store to pull out cash to take a bus home).
This entire ordeal was $3000 after insurance. My mom then called me and bitched me out for not taking a taxi.
$1400 is a wildly conservative estimate. In reality, it will be twice that.
Can be. The numbers are basically made up. Itβs not uncommon for people to get their X-rays done at a chiropractor and take those to the Dr because itβs cheaper and insurance refuses to pay or it costs more even with insurance. I know someone who realized his wifeβs insurance copay was more than if he paid cash for their kids birth. The insurance situation is insane and very complicated. Everything you hear about it is true and happens regularly. I tell people that I would rather have socialize medicine just for getting rid of the paperwork and nonsense. Unfortunately greed and racism are standing in the way.
What's the point of insurance then? Sounds like a waste of money.
The point, at least in America, of insurance, is to make outrageous profits
Fear. The insurance is not for "oh what if I break an arm and don't have much cash in the bank" it's "if I get cancer, or need to spend even a week in the hospital, all my life's savings will be taken by this. Better give boatloads of cash every month forever to protect what I have against this."
Then the insurance company does its best to wriggle out of paying anyways.
The times when itβs tens or hundreds of thousands of dollars. The way itβs set up usually these days is that you have to pay for the first few thousand, then insurance pays part of the next few thousand and then they take over the rest. Unless they can figure out a way not to pay it. Because of insurance companies the cost of medical care has become massively inflated as well. Not just the extra paperwork and people, but also the hospital doesnβt care about being competitive, and they make up even bigger numbers so they can give insurance companies βdiscountsβ. Then insurance just passes the cost back on the consumers.
to make money, just not for you
There's a reason why people often opt for an Uber or just drive themselves to the hospital.
I made the mistake of calling for an ambulance once, and that's the day I learned that they are owned by private companies in the US. I couldn't afford the bill, so I had to put up with seven years of bad credit before the charge finally disappeared off my record and I was allowed to own a credit card and buy a vehicle without paying for it in full with cash.
On the bright side, weed is legal and abundant. And unlike in Amsterdam, you don't even have to smoke it because it comes in so many different forms! So instead of going to the doctor, I just drink and vape to my health.
God I hate living in this country.
My mom had to take an ambulance to the hospital a few years ago. She later got a bill for $2800 although medicare paid for some of that. Turns out the hospital she went to had its own associated ambulance service which wasn't the ambulance service that gave her the ride. She later got a second bill from the hospital's ambulance service, also for $2800, even though they hadn't even given her the ride (medicare naturally enough did not pay for any of this bill). My mom was going to pay this second bill because I guess her generation just pays every fucking bill that shows up in the mail no matter what, but I put my foot down and insisted that she didn't. I had a lot of fun calling them up and yelling at them about this bullshit. They refused to retract the bill and sent it a few more times, but eventually they gave up and didn't send it to collections.
A fun side note to this story is that the hospital system in question became in danger of bankruptcy and put itself up for sale. A vulture capitalist firm noticed that the value of just the hospital system's real estate holdings was a lot more than the sale price, so they purchased it and ran up a ton more debt paying themselves more than a billion dollars in bonuses. Then they spun off the real estate as a separate entity to which the hospitals started paying rent, which increased their operating deficit and debt still further. Eventually the hospitals declared bankruptcy and were closed down, leaving an entire city (of poor black people, natch) without any hospitals at all. Capitalism is just so awesome.
vulture capitalist
I'm going to reuse this
It's a whole category, not a new term.
That's amazing.
$1,400? That's only a small portion of a US ambulance ride. I've seen over $6k.
Honestly read it as 14,000 and didn't think twice until you corrected it.
OP is giving prices from the good old days.
That's the VIP one where they offer things life a bed, vehicle suspension, paramedics.
My dad used an ambulance about a year and a half ago. It was 3 blocks from his house to the hospital, and they still billed around $4k.
Gets out of the hospital, goes to a new school in this strange new place, gets shot, winds up back in the same hospital
Groundhog Day 2 is a bit grittier than the original.
Someone once said an ambulance isnβt your personal taxi to the hospital, like my brother in fuck what do you think it is then?
At the risk of getting myself a rain of downvotes here:
An ambulance is an expensive and somewhat rare mini-ER on wheels that's designed to help a small team of expensive and somewhat rare specialists stabilize a dangerous condition on a patient until it reaches a hospital. Since it is important to keep those somewhat rare vehicles and teams in reserve for when they are suddenly urgently needed, you really shouldn't use one as a taxi to the hospital if whatever your condition is doesn't call for that.
(Asking enormous sums of money of the patient for the privilege is IMHO still wrong. The decision to use an ambulance or not should not be based on whether you can can easily part with a couple thousand dollars.)
In more civilized countries, they would charge you for abuse if you call an ambulance when you don't need it. But even the fine is less than this number.
I don't believe there is a problem of people needlessly calling ambulances.
If that was the case, the appropriate response would not be to charge everyone bank breaking fees for it.
We seem to in Japan. I see posters here every now and then. It basically says, "are you sure it's an emergency," and lists symptoms that might not be appropriate for calling an ambulance like having a slight fever or a hangover.
So triage the issue remotely and send the appropriate response.
Stubbed toe? Reimburse a ride share.
Fractured arm? EMT in a lower cost van.
Urgent trauma? Full rig and EMT crew.
There is NOTHING expensive about the people in the back of that ambulance. They get paid less than I do working at a grocery store.
There is in the sense that they cannot easily be replaced. Whether they actually get paid appropriately for that is another story.
$1,400 is actually super cheap for an ambulance ride. I think they're typically closer to $14,000
Usually more 3-5,000 for the ride. More medicine extra but most ambulance rides dont need extra.
Also somehow the paramedics doing the care are getting like minimum wage...its such a scam.
Only $1400 for an ambulance ride? Must be the co-pay on insurance. My last ambulance ride cost me ~$5000 and that was in 2008.
Japan was mentioned so my brain kept trying to do right to left