Clasm

Bold of you to assume this means they are hiring more workers...

Wouldn't be the first time, if true.

I generally reframe it from a perspective even they think they understand: Money.

Governments want their money. Less Population = Less Taxes for them to take, ergo, no government is trying to lower their population. And do they, the audience, think that the government is willing to have less money?

I don't think so!

That and there have been companies that had good product, but then got bought out. Only afterwards, they reduce product quality to the point of being some of the worst on the market.

These vulture capitalists are hoping that the brand recognition of what was once a good product keeps the company afloat long enough for them to rot away and consume the company from the inside.

Good though they cut finding to that, too, then.

The only thing that can possibly affect your score in that sense is if you ONLY have a loan, no revolving credit, and you pay it off - now you have no credit utilization at all, which potentially could ding you a bit, but not much. That's also not very common - most people have several credit cards and few loans, if any.

Ah, that would happen to be my exact experience, oddly enough. I don't have any credit cards and payed off my car loan early because the bank was playing games with automatic payments.

It's moreso a rating of how much potential cash they can extract from you over a lifetime in the form of interest.

That's why, if you always pay off your debt balance before interest accrues, it actually lowers your score.

Thankfully, most of that shit is still on magtape, so actually have to work for it.

The people who made fun of you won't be laughing when they share 50% of the blame during the damage claim phase of an accident.

And brain worms running the health department...

Yes. People are willing to do all kinds of tasks for money. If nobody wants to do a job it's because you aren't paying enough.