SpaceScotsman

joined 2 years ago

Yes, this helps, thanks.

I already understood the need to avoid private money agents like Paypal, visa, etc. In the UK we have the BACS and FPS systems that allow for direct free money transfer. Though they should be more usable for day to day transactions, they work well enough if you need to send a significant amount of money between bank accounts.

Your explanation of the anonymity seems like the real value add of these digital currencies. The fact this only applies to the buyer and not the seller is a good choice, and definitely wins over blockchain crypto. Looking at it more closely, the fact they use signed tokens rather than proof-of-x is also a very good choice.

I will need to read up on Taler's docs more closely. But looking at the summary of features on their site something hits me as an immediate problem - you need to "load up" a wallet. If Jane Doe wants to buy a coffee, it's far easier to just use a bank card (which may interface through a private money agent like visa, or a middleman like google/apple). Loading up private wallets isn't a difficult concept (it's how gift cards work), but it does add extra steps of friction that I think will need to be removed before this can really be taken up by the general public.

It may harm the anonymity aspect, but I think that to get people using it a system that could operate like a tap-once-and-done bank card payment, loading up a wallet for immediate spend seems like the best solution. It would also help alleviate any fears that typically are associated with blockchain based digital currency - primarily of losing the signed digital money as it sits in a wallet out with the bank account's protections. And once the system is normalised and people are used to it, then all the architecture is there for anyone that really needs the anonymity.

[–] SpaceScotsman@startrek.website 28 points 20 hours ago (20 children)

There's something I'm really struggling to understand when talking about things like Taler, and the "Digital euro" idea which has come up recently as well: What is it actually doing that's new?

Money is distributed digitally already. When you get a paycheck, no-one is actually moving physical paper and metal cash from a business account bank vault to a customer account bank vault, it's just numbers in a spreadsheet. So what's actually new when we're talking about digital currency like this post?

There must be something I'm missing here.

For a brief brief moment I was elated when I parsed the title as 'Palantir says it has given up on AI'. Then I read the article and was left dejected.

[–] SpaceScotsman@startrek.website 7 points 2 weeks ago (3 children)

Adjusted to the initial sale value of the car - Less easy to cheat by not declaring income, and bigger cars (likely more expensive) that take up more space, pay more.

Absolutely. Screenshots of 3d desktop cube on ubuntu more than a decade ago is what taught me linux existed. It's an absolutely terrible and inefficient way to run desktop workspaces, but it hooked me all the same.

[–] SpaceScotsman@startrek.website 14 points 3 weeks ago

Users need to know what this dot means, and some like children or the elderly will likely not understand the ramifications

[–] SpaceScotsman@startrek.website 15 points 1 month ago (1 children)
  • No job, grind away the entire waking day with a low paying zero hours contract while filing job applications, No videogames, no relaxation, more stress, costs healthcare providers more

  • No job, spend some of the day working while filing job applications, Yes Videogames, relaxation, lower stress, costs healthcare providers less

Yet another case where if the politician seriously thought about the issue for just half a minute they'd realise their attitude makes no sense.

[–] SpaceScotsman@startrek.website 18 points 1 month ago (1 children)

OK, but all the ticks can go die in a fire

[–] SpaceScotsman@startrek.website 4 points 2 months ago

ahem, that's PROFESSOR Hanks, thank you very much

[–] SpaceScotsman@startrek.website 14 points 2 months ago (2 children)

This clever pricing system is only available on Itch.io, [...] It is also on sale on Steam until March 7, but that price doesn't fluctuate.

I thought steam had some sort of t&c agreement where you had to price all copies of a game the same no matter the store they were on. surely this would violate those rules. or am I misremembering that?

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