Man, people have no memory.
What was the total payout per-person of the Trump checks? Something like $2000? We only got those because the country was on lockdown, and that's only like a month's worth of expenses for me (and I live in a relatively low COL area).
No one's telling you that you don't have that choice... Just that over-indulging in that choice could lead to heart disease. What you find to be an acceptable level of risk is entirely up to you.