Everybody needs to also stop using Mastercard/Visa/Paypal.
this post was submitted on 26 Jul 2025
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And use what instead? Swollen off PayPal is pretty easy because frankly it's an awful service and businesses are better off not using it anyway so they tend to offer other options.
But MasterCard and visa are the only payment options. Everything requires MasterCard or Visa
There's Discover and American Express if you're in the US. I don't know the porn policies of those companies but they are the alternatives.
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yeah I'll start bartering right now
Ummmm.
ACH is how you get your paycheck, and it's being updated to FedNow.
Zelle is an independent network as well.
And of course, there is Discover and AmEx.
There is also cash, check, money order. They still work today, just people largely forgot how to use them.
IIRC some Brazilian network was getting very popular off of this. If you want to look at non-US options.
There are plenty of competitors to Visa/Mastercard/Paypal.
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How else are you supposed to buy something on Steam? You just listed every available option.
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anti-censorship international credit union owned by members that can conduct transactions internally without having to ask for visa or mastercard's FUCKING permission when?????
I'm saying we should build Dual Power and go around them.
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Sure. But they are pretty much the only options in a lot of places. Yes they are shitty companies, but I personally can't think of a good way to get away from them.
Local/national banks with their bankcards and payment platforms? Buying steam gift cards using cash or by pinning? Even if your bank cards are halfway towards visa or mastercard using it through another party is still better.
Local/national banks with their bankcards and payment platforms
I don't know what it's like where you're from, but here in the UK all banks use Visa, MasterCard or Amex for their bank cards.
Not only that, but even if you manage to find a platform that isn't directly owned by them, they are payment service networks. They are there along the way to facilitate transactions and manage relationships with merchant services. There is no escaping them.
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The death grip that they have over everything is more than anything in history.
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i wish gnu taler was widespread
Welllllllll, Taler is actually exactly the wrong suggestion for this usecase, because Taler requires all spends to be redeemed from Vendor to Issuer non-anonymously, which gives the Issuer 100% control and say which vendors are allowed, which is exactly the thing Visa and Mastercard are using to exert control.
If there were competing Taler networks and Steam supported all of them, that might be okay because one of them might happen to not be dicks, but if there's just one or two then Taler is designed from the ground-up specifically to enable this bad outcome. It's actually one of their features!
Sorry.
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The major credit cards are essentially infrastructure, and really should not have the right to refuse to serve a lawful business.
I sort of think that the only way to make visa/mastercard reverse course is to boycott the fuck out of them. Go back to using cash to make EVERY purchase. Purchase physical copies of games every time with cash. (I've been able to link games to my steam account purchased this way.) No longer buy skins and loot crates, and battle passes. Same goes with media. Go back to hard CDs for music/movies. Starve them of income any place you can, which would fuck with the business models of so many other companies that want your debit and cc on file for streaming services and subscriptions.
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