this post was submitted on 28 Jan 2026
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You Should Know

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Why YSK: Most hospitals send a summary bill (for example pharmacy: $5,000) hoping you'll panic and just pay it. These are usually full of errors or huge markups. Before you pay anything, call the billing department and ask for an itemized bill with CPT codes. This will not only force a human to review it, but it also gives you the ability to spot BS. I tried this last year and the bill dropped by about 30% literally just because I asked, so don't let them rip you off.

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[–] mastertigurius@lemmy.world 201 points 5 days ago (9 children)

It still boggles my mind that Americans believe this is normal.

[–] BassTurd@lemmy.world 64 points 5 days ago

Here it is normal. Most of us do recognize that it shouldn't be though.

[–] DarkFuture@lemmy.world 37 points 4 days ago (1 children)

We're a heavily propagandized nation.

A lot of people know our healthcare is fucked, but many have accepted it because they think the alternative is worse. Because they've been told so by healthcare lobbyists.

Recently I watched a moron complain that her elective fat loss injections are not going to be covered properly anymore. This is a person who is boasted on many occasions that they love their private health care and would never trade it for anything.

[–] Bronzebeard@lemmy.zip 7 points 4 days ago (1 children)

Because the word tax is a Boogeyman. Paying 2x as much for half the value is a good thing because the cheaper version is called a tax ...

[–] Flauschige_Lemmata@lemmy.world 1 points 7 hours ago (1 children)

It doesn't have to be. Here we have mandatory insurance. So it's still called a premium.

[–] Bronzebeard@lemmy.zip 2 points 2 hours ago

Republicans will call it a tax, with lots of spooky oooOooOoOos and that's how it will be known. Like they did with Obamacare which people hate, yet don't want the ACA removed.

[–] Duamerthrax@lemmy.world 20 points 5 days ago* (last edited 4 days ago)

I don't know if it's changed, but hospitals use to hang up on you if you ask for a quote on an operation. They don't want you shopping around.

[–] yyyesss@lemmy.world 17 points 4 days ago

we don't. we know it's insanity.

i personally have been trying to change it for 25 years. i'm tired.

[–] humanamerican@lemmy.zip 3 points 3 days ago (2 children)

I think a majority of us don't but our democracy is a sham so it doesn't matter what we believe.

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[–] escapeVelocity@lemmy.ca 12 points 3 days ago

Where I live, they refuse to give me an invoice at all...

[–] RandomLegend@lemmy.dbzer0.com 259 points 5 days ago (2 children)

YSK This is only relevant for the USA.

[–] YeahIgotskills2@lemmy.world 3 points 3 days ago

And some 3rd world countries. Let that sink in.

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[–] Griffus@lemmy.zip 84 points 4 days ago (1 children)

YSK you don't get a medical bill in a civilised country.

[–] D_C@sh.itjust.works 14 points 4 days ago

Before I moved all I had to pay for was the parking if I parked at a hospital. Now I don't even have to do that.

[–] Misanthrope@lemmy.ml 19 points 4 days ago* (last edited 4 days ago)

https://dollarfor.org/

I found this non-profit from the Pluralistic blog. It's there to help you find discounts that hospitals are obligated to give some patients, but aren't easily found.

Here's the post it came from.

https://pluralistic.net/2026/01/22/optimized-for-unoptimizability/

[–] ZoDoneRightNow@kbin.earth 84 points 5 days ago

Amerikkka moment...

[–] ManicMambo@lemmy.world 44 points 4 days ago (1 children)

We live in Denmark. My wife lost her job at a senior home due to stress. 3 years later, breast cancer diagnosis followed by a quick operation. Shes waiting for the radiation sessions now. In the US, we would probably have gone bankrupt. Sorry for you guys.

[–] BanMe@lemmy.world 10 points 4 days ago (6 children)

I had a spontaenous pneumothorax in my late 20s, only reason I had insurance was because it was the year of the Obamacare mandate. I was unemployed so the state I was in gave me free insurance. I had about $330k worth of surgeries and paid ... $19 for an optional medication.

Would have definitely bankrupted me.

And my mother, who is buried under her own medical bills, told me "you should have been bankrupted."

She apologized later but that's the mentality. We don't speak anymore.

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[–] MentalEdge@sopuli.xyz 74 points 5 days ago* (last edited 5 days ago) (8 children)

Completely opposite to the finnish experience.

When I broke my ulna and dislocated my wrist, I took an ambulance ride to the hospital, got three xrays, a cast, and two doses of fentanyl.

Told to return the next morning for post-cast xrays of the damage, by the end of that I was scheduled for surgery 8 days later. Sent home with a prescription for some non-opioid painkillers. Picked those up for around 20 euros.

Received four hours of hand surgery. Over a dozen titanium screws and a titanium plate put in. Given three pills of an opioid based painkiller for sleeping through the worst of the post-surgery pain. And another prescription for more non-opioids.

Weeks later, removal of the surgery bandages and stitches. Xrays of how the bone was healing, followed by a consultation with a hand surgeon, and then a physical therapist on recovering motion in the wrist and fingers.

Months later one more round of xrays, and two more consultations with the physical therapist, and some follow-up with a hand surgeon due to the therapist noticing a lack of motion in my thumb, resulting in the discovery of some nerve-damage from the surgery (which I thankfully ended up recovering from).

By the end, I was sure I would max out the healthcare billing limit. This was the most expensive recovery from an injury I'd ever suffered. Finnish public health care is only allowed to bill you up to a maximum yearly amount, so as to never overload any one individual with debt. But it would still be a lot for me.

When I finally got an un-itemized bill, I was sure it was only the first of many.

Nope. It was the total. 87 euros and 40 cents.

[–] ebc@lemmy.ca 27 points 5 days ago (1 children)

Here in Canada, I recently took a big stumble while snowboarding, and my ankle hurt a lot. I went to the emergency room at the nearest hospital, got X-rays, and they confirmed I had broken my left inner malleolus. They referred me to the specialist clinic, and sent me home with a boot and crutches.

Next Monday, the specialist clinic tell me to show up the next morning (so on Tuesday). I waited pretty much the whole morning for the specialist to see me, he confirmed he needed to operate and put 2 screws in my ankle. The surgery happened later that evening.

Got a follow up 2 weeks later to remove the cast / surgery bandages, more X-rays and they put me back in the boot until the next follow-up a month later, after which I'll probably start physiotherapy.

All of this cost me about 4$ in EV charging while I was at the ER, and maybe 20$ in medication (painkillers and Tylenol)? And I don't think it could've been any faster. People love to shit on our healthcare system here, but in my experience it's been amazing.

[–] MentalEdge@sopuli.xyz 18 points 5 days ago

People love to shit on our healthcare system here, but in my experience it's been amazing.

Same.

But in terms of quality of care, I have no complaints. The opposite. The nurses and doctors I interacted with were wonderful, and I made a point of telling them that. My surgeon in particular fought like hell for a result that would fully restore function in my hand. I was conscious for the surgery, so I got to sit in on the whole process.

[–] jballs@sh.itjust.works 11 points 4 days ago

That shit would bankrupt you here in the US.

[–] prex@aussie.zone 13 points 5 days ago (3 children)

Australia is some weird kind of limbo in between.
An electrophysiology study, cardiac ablation and a couple of carioversions cost $0 as a public patient but I could have gone private (I pay for private insurance) and it would have cost something.

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[–] Cheems@lemmy.world 54 points 5 days ago (5 children)

My friend recently got their routine blood draw that they get yearly. This time it was over $2000. Usually less than $50. They've called the billing department several times and been hung up on each time when asking for an itemized bill. The system is working as intended and needs to be dismantled

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[–] RagingRobot@lemmy.world 7 points 3 days ago* (last edited 3 days ago)

Onces you get the itemized bill you should just not pay that too lol

[–] Technoworcester@feddit.uk 48 points 5 days ago (3 children)

Funny really. I've never recieved an itemised bill from a hospital visit.

#usacentricpost

[–] essell@lemmy.world 19 points 5 days ago

Funny for me too. I've never received a bill from a hospital visit.

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[–] lightnsfw@reddthat.com 8 points 4 days ago (1 children)

I will simply continue to not use healthcare unless I think I'm actually dying.

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[–] phoenixz@lemmy.ca 13 points 4 days ago (2 children)

There are hundreds of movies about US soldiers being heroes by killing their enemies

How many movies are there about US citizens being fucked over by hospitals and insurance for more decades than I've been alive? I don't know of any.

This really encapsulates the US in two paragraphs

[–] LunarLoony@lemmy.sdf.org 11 points 4 days ago

Breaking Bad started out about that. Was the whole reason he broke bad in the first place!

[–] SaveTheTuaHawk@lemmy.ca 5 points 4 days ago (2 children)

How many movies are there about US citizens being fucked over by hospitals and insurance

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[–] AlternatePersonMan@lemmy.world 30 points 5 days ago

It's funny how the errors never work in your favor.

Each error should be punishable by a 100x fine. I bet those pesky little extra charges would stop very quickly.

[–] 4am@lemmy.zip 20 points 5 days ago* (last edited 5 days ago) (4 children)

Maybe this was true in 1967 when the typing pool and the accountants had to coordinate to whip up a bill by hand, but the number that the computer spits out is literally a spreadsheet sum of all the line items.

“Itemized bill with CPT” (if it’s a hospital bill they mostly use HCPCS with Rev codes anyway, so ask for “with procedure codes”) is exactly what they send in on insurance claims, so they already have it. It’s not any extra work, no one reviews it and compares it to medical records; it’s literally generated and pulled directly from the medical records.

Unless you are at a small rural hospital that still uses dot matrix printers with the ribbon paper, it’s highly unlikely this will change anything for you. It costs them the extra paper.

[–] BassTurd@lemmy.world 15 points 5 days ago (1 children)

It's still true in that the bill can go back and forth between the hospital and insurance and change.

I had a surgery about 5 years ago that started at about $45k, and every couple of days got the bill would change as things started getting picked up by insurance. Eventually it got down to just over $4k. I waited about a month and then still had to call insurance because my annual out of pocket was capped at $2k and they didn't take that into account. Eventually it ended right around $1500.

This was all through the MyChart app, so it more it less does live updating after the initial bill is sent, opposed to a paper bill. Now I always wait about a month to pay any medical bills just to be sure, because if you over pay, you have to fight to get it back from insurance.

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[–] Luci@lemmy.ca 13 points 4 days ago (3 children)

So glad I got universal heath care

So what if my elective mri took 7 months? Atleast I don’t have medical debt!!!

[–] DarkFuture@lemmy.world 22 points 4 days ago (1 children)

American here.

I pay dearly for my health care and I still had to wait 6 months for an appointment with a specialist only to find out immediately after sitting down with him that I had been sent to the wrong place AND charged extra for it.

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[–] gigastasio@sh.itjust.works 15 points 5 days ago (1 children)

You can also negotiate directly with your medical provider. Ask if they have Financial Assistance programs you can apply for. Nonprofit hospitals in the US are required by law to have these programs and provide you with information when requested, and it frequently results in having your medical debt reduced or forgiven.

[–] MajorMajormajormajor@lemmy.ca 18 points 5 days ago (1 children)

nonprofit hospitals

Jesus Christ...

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[–] standarduser@lemmy.dbzer0.com 3 points 3 days ago

Each time I’ve asked for an itemized bill for hospital visits it’s only made the price higher…

[–] IWW4@lemmy.zip 16 points 5 days ago (1 children)

The games that hospitals and medical providers play with bills is unreal. My wife and I had to manage cancer treatment for one of our family members and the amount of incorrect bills, redundant bills and deluge of documents that were sent were from the hospital and various providers was fucking insane.

Little did they know that my wife is a machine when it comes to organizing and dissecting information. She would routinely crush those fuckers on the bills they were sending. They tried to bill for the same procedure FOUR times!

If the person getting the treatment had to handle all those bills while being incapacitated withe chemo and pain management they would have been screwed hard.

I do not have any hard evidence that all of the above was by design or by errors in the system but it sure seemed intentional.

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If you receive a high medical bill, you should follow Luigi's example.

[–] arrow74@lemmy.zip 12 points 5 days ago

Yeah this doesn't really work anymore. In the past 2 years I've seen the hospital bills from 2 different hospitals.

Both hospitals issued an itemized bill automatically. We didn't have to ask for anything. My guess is hospitals know this "trick" now and just have better accounting. So they issue the itemized right away so.they don't have to deal with anyone calling

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