First, I want to say that everyone should enjoy games how they want. That out of the way I want to make the argument for just rolling with the dice in bg3. Are there things you will miss out on - certainly. Will you make bad choices or get unlucky sometimes - for sure. But that is part of what makes it great, every choice, error, or unlucky roll will still result in the story moving forward and it will be your story. If you follow a guide and save scum you'll miss out on the adventure (you can't have adventure without risk). You'll also spend a lot of time reading and watching guides instead of just playing. Anyway, at least consider just going for it.
I really wish honor and difficulty were separate toggles - honor mode is awesome because it forces you to roll with things but I would not recommend it for a first playthrough due to the increased difficulty. IMO honor mode (for the honor part) is the only way the game should be played.
I'll also acknowledge that I do have a couple of things I would save scum on if I thought I'd only play once. But my couple things aren't universal and if you start taking everyone's advice on those you'll end up needing to save scum nearly everything.
Good luck, have fun!