Here's a joke that might give some insight:
So there I was waiting at the traffic lights in my VW, smoking a cigarette. A non-smoker pulled up in a Toyota and asked me how many I smoked, and I said 20 a day. He asked me when I'd started and I said 20 years ago. He told me that if I'd never smoked, I'd have saved enough money to buy a Ferrari. I asked him where his Ferrari was.