I'd continue to live my life by enjoying each day to the fullest, like I do now.
this post was submitted on 21 Aug 2026
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Probably do research into how to best store that money so it's safe and also gives me the best return.
I already have a similar enough situation. I’ve worked for several startup companies where part of my compensation is stock options that promise to make lots of money if. It’s not guaranteed so I’ll just continue normally until the time is up and I find out.
I mean, usually it is worthless, sometimes you feel cheated, but once I got enough to buy a new car
In my particular situation, I'd do nothing differently. Especially since it's not guaranteed. Even if it were guaranteed, I'd just be relieved that soon what few financial concerns I have would be gone. That's all that would change, I'd be a bit more relaxed.
Nothing different. Its not a guarantee. I would spend the time hoping I end up getting it.
Nothing really.
Until you actually have the money, you kinda can't do anything different.
Maybe if it was a sure thing you could take a loan out against it. But in this case it's not a sure thing.
Ok good point. I'll change the title back to what I had originally, ("would you do anything differently" instead of "what would you do")?
I would not do anything differently as long as it is only "likely".
But if I knew it for sure, I would invest heavily in real estate now, on borrowed money.
I'd learn what I can about investment strategies, and to determine between good and bad ones.
Try not to get upset that it will drastically depreciate in value in those 5 years instead of me getting it now
FWIW the scenario I'm basing it off of is in the gold value, so nothing certain but it could possibly move with inflation.
$10 million? what's a kid gonna do with $5 million? I mean it's only $1 million! there's only so much he could do with $50k. maybe he could save the $10k for college funds or something. or he could spend all $1k on a nice TV.
this is always how these things end up when you find $500.
Just a million? Pay off remaining debts and put the rest toward buying land to retire on.
No. I'm such a pessimist that I wouldn't expect it to actually happen.
Nothing. Even if I was 100% sure about receiving it, $1M isn't all that much.
Buy a house then, save what remains, keep going as I was.
As an American, the majority of that is going into a retirement fund. If I put in $700,000 now, I can retire at 60 and never worry about saving for retirement.
With the other $300,000, about half will go to paying off my student debt.
Which leaves me like $150,000 to put towards a house. 3-4 bed homes are in the 400-600 range in my neighborhood, so even if boyfriend sold his house, we'd still have to wait until I finish school to be able to buy one.
So I guess like, look for an accountant.
Call JG Wentworth
God damn. That was a good one. Well done
Any plans I make usually end up with something preventing them from being possible, or they begin to unravel if I get to the point of implementation.
I can think of a few things I might do with the money once it's under my control, but there's nothing I can do to prepare for any of that.
One thing I wouldn't do, however tempting, given the foreknowledge, is start to spend it before I have it.
That will I keep intending to write. I think I might get it done.
I suggest you procrastinate on it, by writing a life-advice novel to distract yourself from getting around to write the will. If you earn a million $ from the sales, then you won't need the gold anyway.
I would give up looking for a job, live frugal for a bit until then
Think.... Reduce... and get it the fuck out of the USD cause that shit gonna crash... but crypto NO.... Definatly plan to relocate outside of the imperial core. Money no money that is still the plan. This country (USA) makes me sick in the head. It was never the work but the culture I despise.
I would earmark that money for use for my son’s future. So, no change, just the hope that if the money did become mine, that I’d be able to pass it on to him.
That's very thoughtful!
Love my job, happy with my situation, would just look forward to maybe retiring in five years.
Might make a wish list of what I'd do w the money
I would start learning how to set it up in a way that I can live from passive income.
Or just slowly spend it, at my current standard of living it would last me many decades without having to work a single day, I would probably keep working but less hours.
All the bureaucracy and dangers involved in dealing with mundane wealth, the way the illusory wealth further chains the ego to this Pale Blue Dot? Nah, I pass. Five years from today I'll be hopefully gone from this cosmos, so I'd likely leave a will and/or power of attorney to redirect that money to whomever wished to remain in this demiurgic theatre. I'm better with my True Mother who says "no wealth, no rule, no silver, no gold, nothing satisfies me but your soul".